The long-awaited Gemini credit card is finally here! Having been in the works for over a year, Gemini revealed that this card has earning categories up to 3% cash back (in the form of your favorite cryptocurrency). The card is available to pre-qualified individuals that have a Gemini account and applications are open to the public since June 22, 2022.
What makes this even better than your average plastic? Not only do you get paid back with crypto, but also its security-based foundation means that there are more safeguards in place to protect your finances. Plus, Gemini has introduced this card with a $0 annual fee, but still packed plenty of features in.
If you’re a crypto enthusiast, there’s a good chance you’ve heard of the Gemini Credit Card. But what is it, and what can you do with it? In this post, we’ll break down everything you need to know about the Gemini Credit Card, including how to get one and what kinds of benefits it offers. If you’re not excited, we’ll also give you a couple alternative cards to check out towards the end. Let’s dive in.
You have three colors to choose from when designing your credit card: black, silver, and rose gold. The black card is our favorite and makes the card stand out in a line-up. When you hold the card in person, you may notice it almost has a shimmer to it when the light hits it. Gemini may add more colors or customization, but out the gate you only have these three options. Gemini does not allow you to pick your own card background or color from scratch.
Gemini does not currently offer an intro bonus. This surprised us a little bit since SoFi and BlockFi both launched their cards with an intro bonus. If you only like crypto credit cards with intro bonuses, we've got you covered.
You can choose which cryptocurrency you earn as you spend with your Gemini credit card. Here is how you pick which crypto you earn:
We found the process to choose your reward to be easy and straightforward. You can pick from over 60+ cryptocurrencies to earn with the Gemini card. These include ERC tokens, stable coins, and even meme coins.
With over 60 different options to choose from, which options are th best to pick from the rewards list? Always do your own research, but we like the following options:
Your name will appear on the back of the Gemini card instead of the front like most credit cards do. In our opinion, this design is very futuristic and gives the card a high end look. The card itself is metal so it feels luxurious and sturdy when you are holding the physical card.
Gemini’s credit card may not be for everyone. If they don’t have the cryptocurrency you would like to earn or are interested in a card from a different exchange – there are options from BlockFi, SoFi, and Abra as well. If you are interested in alternative credit cards similar to Gemini, check out these cards:
(1) The BlockFi Crypto Rewards Card
(2) SoFi Credit Card