The comprehensive list of best crypto credit cards. Compare the best crypto credit cards from Visa and Mastercard. The crypto credit card space is new and we will be adding more options as they become available. Each card has their pros and cons, but we've organized this list from the best card at the top. Apply securely on each partner's website online by clicking Apply Now. Some cards will have you create an account on their website before applying.
The BlockFi Visa Card is one of the best crypto credit cards of 2022 due to its high yielding rewards program, as well as its low fees. The BlockFi Visa Signature Card supports over 70,000 users and has become one of the more popular cards since its birth in 2021.
Currently, crypto credit cards are a CrossFi product, meaning that they mix the decentralized finance (DeFi) world with traditional finance (TradFi). You'll still be paying with traditional currency and your credit limit will be in fiat rather than an amount in crypto. Most of the cards available are allowing you to earn cryptocurrency rather than spend it. We expect that options to be able to spend crypto are on the horizon and monitoring these projects closely.
The easiest way to sign up is online through the card's application page. Each issuer has a different application process, but most of them take less than 5 minutes to complete. You should know if you are approved for for the card within a couple minutes after submitting the application.
All of the cards we have selected come with an app that makes it easy to manage your credit card. Top features include daily transaction reports, crypto investment portfolio management, and redeeming your rewards for Bitcoin or other cryptocurrency in the app. These apps make it easy to make payments online and some even let you see how your credit score is changing monthly. In almost all cases, you can virtually add your card Apply Pay or Android Wallet to pay without needing the physical card. If you prefer a physical card, you'll receive it upon being approved after application. Two potential benefits for a physical card is contactless payment in-store and temporarily freezing your card if gets lost or stolen.
Crypto rewards can be a fun way to increase the value of your rewards overtime. There is certainly a risk of a market downturn that will decrease the value of your rewards, but there is also a massive upside if the crypto you’ve chosen
Most crypto cards will have some sort of crypto rewards program that allows you to earn crypto. For example, the Gemini Crypto Rewards Mastercard allows you to earn up to three percent back in Bitcoin every time you use your card. All you have to do is choose a card with a crypto rewards program, and then earn crypto rewards by making purchases with the card.
A crypto credit card can help your credit score if you spend wisely and make payments on time. The credit bureaus want to see you use your credit cards responsibly in order to increase your credit score. This means you should make payments on time and in full. It will also help your credit score if you can use less than a third of your total credit limit.
Choose a card that will maximize your rewards potential within the constraints of your credit score. If you are new to credit or have bad credit – you are unlikely to be able to get the best rewards card. You’ll have to start with a card that is meant to build credit – like the Upgrade Bitcoin rewards card.
Foreign transaction fees are fees that credit card issuers charge for transactions made in a foreign currency. For example, if you use your credit card to make a purchase in Euros, you may be charged a foreign transaction fee. Foreign transaction fees can range from one to five percent of the total transaction amount.
A cash advance is a type of loan that allows you to withdraw cash from your credit card. Credit card companies usually charge a cash advance fee. Right after you withdraw the cash, you will be charged interest at the rate set by your credit card company.
Crypto debit cards are linked to your crypto wallet, and they allow you to spend your crypto without having to convert it into fiat currency. Crypto credit cards, on the other hand, are traditional credit cards that can be used anywhere that accepts Visa or Mastercard. In most cases, you’ll be able to use your crypto credit card anywhere that
CryptoCards.Reviews is the best non-biased source for crypto credit card reviews. We carefully vet each product before recommending it to our users. We provide editorials and opinions but do not currently issue our own cards.
Crypto Cards LLC is an independent, advertising supported website. Crypto Cards LLC receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or staff picks. Crypto Cards LLC has not reviewed all available credit card or DeFi offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Crypto Cards LLC may receive a commission from card issuers.