Crypto credit cards, in their current form, are credit cards you can spend normal FIAT (USD, Euros etc.), but earn cryptocurrency in the form of rewards. So instead of earning miles, points, or cash back – you can earn Bitcoin, Ethereum, Cardano, or whatever crypto is supported by that cards rewards programs. We’ll take a look at some of the top crypto credit cards in the space right now:
- SoFi Mastercard (Crypto Redemption)
- BlockFi Visa Crypto Rewards
- Upgrade Bitcoin Rewards
- Celsius Crypto Rewards Credit Card
- Gemini Crypto Rewards Credit Card
SoFi Mastercard (Crypto Redemption)
You can earn 2% back in Bitcoin, Ethereum and dozens of other cryptocurrencies. You can also earn stocks or use rewards to pay down a SoFi loan. This card has one of the highest rewards rates, but requires you to have a SoFi account.

BlockFi Visa Crypto Rewards
BlockFi first released as a Bitcoin rewards credit card, but now you can pick at least 15 other crypto currencies as your reward currency and it can be changed in the BlockFi app. The BlockFi card is accepted anywhere in the world that takes Visa credit cards. The rewards rate is 3.5% for the first 3 months and then 1.5% afterwards.

Upgrade Bitcoin Rewards Credit Card
This card is the easiest to get approved for so if you’re rebuilding your credit or couldn’t get approved for BlockFi or SoFi – give this one a try. The application doesn’t hurt your credit until you accept the card they offer you, so it’s a great option to check out since you can see your potential credit line and APR without harming your score.

(1) $200 sign up bonus rewarded upon opening an Upgrade Rewards checking account and using the card 3 times. Check Upgrade’s website to make sure the promotional period is still active.